nc14
05-20 03:09 PM
FinalGC,
You have summed it up correctly. Comprehensive insurance from a reputed US company/broker like AIG (not TATA-AIG) is the way to go. I had the same for my parents. Luckily, there was no need for us to use it but I know friends who have used it and were not left in soup (it worked as well as it was supposed to work).
Recently, one of my friend's dad came to Texas and got sick and the bill came to $60K. Unfortunatley, he did not buy travelers insurance and is fighting an uphill battle with the hospital.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.
You have summed it up correctly. Comprehensive insurance from a reputed US company/broker like AIG (not TATA-AIG) is the way to go. I had the same for my parents. Luckily, there was no need for us to use it but I know friends who have used it and were not left in soup (it worked as well as it was supposed to work).
Recently, one of my friend's dad came to Texas and got sick and the bill came to $60K. Unfortunatley, he did not buy travelers insurance and is fighting an uphill battle with the hospital.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.
wallpaper Survival System is top hat
october2001
12-12 11:29 PM
no my address on I-485 wasmy phisical address not PO BOX but I got my welcome notice last week to my PO BOX but the address on it is the physical address I hope this is clear the only mistake is that I didn't mention to the officer at the time of the interview when He asked about my address I didn't mention that the USCIS if they send me anything to my physical address that they have to add the name of my friend with the C/O my name
gc_on_demand
06-09 12:02 PM
We need active participation from members for the action item listed on this thread. CHC member are taking a very hard stand on the 3 bills introduced by Lofgren. If members (esp. constituents) don't call in large numbers and urge the CHC members to support the bills. The 3 bills may not even see the house floor. CHC members want only one immigration bill (CIR), nothing else is accepted.
Please ask u'r friends and colleagues (who are constituents of CHC lawmakers) to participate in this crucial action item.
Please ask u'r friends and colleagues (who are constituents of CHC lawmakers) to participate in this crucial action item.
2011 top hat and monocle.
vikram2101
08-22 02:01 PM
>> which country would you side?
Without a doubt, USA as I am a US citizen and USA is my country.
that would most certainly be the politically correct thing to say. Unfortunately, most people don't come with an OFF/ON switch.. Yesterday, I was a citizen of X - country , I support X whole heartedly, today, I am a citizen of Z - country, so I will support Z whole heartedly - more so because the whole naturalization process is not an OFF/ON switch either.
Without a doubt, USA as I am a US citizen and USA is my country.
that would most certainly be the politically correct thing to say. Unfortunately, most people don't come with an OFF/ON switch.. Yesterday, I was a citizen of X - country , I support X whole heartedly, today, I am a citizen of Z - country, so I will support Z whole heartedly - more so because the whole naturalization process is not an OFF/ON switch either.
more...
gene77
08-11 11:41 AM
EB3-I, Oct 19 2004.
God bless us all in EB3.
God bless us all in EB3.
sundarpn
01-05 05:08 PM
Looking at the above, for most folks it has been 10 business days.
more...
ilikekilo
04-09 01:57 PM
Sameet,
I know it is a weird question. But I'd still go ahead and ask it.
What documents that USCIS expects for a scenario like this?
My situation: My wife still hasn't weaned off nursing completely.
My child is 1 year 3 months old. My wife got an RFE for TB test.
Plus she is in India currently.
Would sending the birth certificate of child be enough to prove the existence of 1 yr 3 month old child? OR would USCIS requires doctors's input also? O do they require anything else to prove baby is still being nursed.?
Thansk for your response,
GCisaDawg
i will go ahead and give my take on this based on my experience
1) some doctors DO NOT give a waiver since they think its OK to take a TB test during pregnancy itself, let alone not taking after child birth. so call the doc b4 you go.
2) I believe as long as the doctor gives you a blanket waiver it should be fine, thats all the proof you probably mifght need..
I dont think USCIS is so crude to go into getting excruciating evidence in these type of situations...good luck;)
I would call the USCIS if first off , they could give you more time..saying that she is traveling....if not get a blanker waiver..
I know it is a weird question. But I'd still go ahead and ask it.
What documents that USCIS expects for a scenario like this?
My situation: My wife still hasn't weaned off nursing completely.
My child is 1 year 3 months old. My wife got an RFE for TB test.
Plus she is in India currently.
Would sending the birth certificate of child be enough to prove the existence of 1 yr 3 month old child? OR would USCIS requires doctors's input also? O do they require anything else to prove baby is still being nursed.?
Thansk for your response,
GCisaDawg
i will go ahead and give my take on this based on my experience
1) some doctors DO NOT give a waiver since they think its OK to take a TB test during pregnancy itself, let alone not taking after child birth. so call the doc b4 you go.
2) I believe as long as the doctor gives you a blanket waiver it should be fine, thats all the proof you probably mifght need..
I dont think USCIS is so crude to go into getting excruciating evidence in these type of situations...good luck;)
I would call the USCIS if first off , they could give you more time..saying that she is traveling....if not get a blanker waiver..
2010 Top Hat Monocle for Android
trueguy
08-16 10:30 AM
:) wait till september, i betting we will see 25-28k eb2 approvals, good for them i guess. it is typical with USCIS, towards the end of the year they wake up and go overtime in approving the cases.
I wonder why USCIS/DOS don't spread the workload across consular posts. During Jul2007 fiasco, most of the I-485 application till Jan'2007 PDs are filed. Now if DOS make the PD for all categories to lets say 2006, they won't recieve any new applications and consular posts could use some numbers.
In fact, people who opted for AOS will also go for CP if consular posts can process them. This will help take some workload off of USCIS. But I don't know why they don't do it.
I wonder why USCIS/DOS don't spread the workload across consular posts. During Jul2007 fiasco, most of the I-485 application till Jan'2007 PDs are filed. Now if DOS make the PD for all categories to lets say 2006, they won't recieve any new applications and consular posts could use some numbers.
In fact, people who opted for AOS will also go for CP if consular posts can process them. This will help take some workload off of USCIS. But I don't know why they don't do it.
more...
snathan
04-19 11:12 AM
but please do let us know once you talk to a lawyer and get it evaluated.
thanks
Sheila
Hi Sheila,
Do you have any website ?
thanks
Sheila
Hi Sheila,
Do you have any website ?
hair needs monocle and top hat.
alterego
03-11 08:08 AM
What is the USCIS definition of backlogs and pending ? See the link below. ( Section B)
USCIS does not consider backlogs / pending cases as "pending" in case there are no visas available or FBI checks are pending
( such as EB2 and EB3 India at this time )
The numbers shown in this report seems to be OF cases which are yet to be adjudicated and NOT the cases which have been already pre- adjudicated are dumped in their cold-store because there are no visas available.
http://www.dhs.gov/xlibrary/assets/cisomb_annualrpt07__June_11_2007_section3b_backlog s.pdf
Your point is valid. I think this may be part of the obfuscation by the USCIS. Giving senators and congressmen an impression that things are efficient when we know they are not so. That is why we need to get the real truth out and let the legislators know about it.
USCIS does not consider backlogs / pending cases as "pending" in case there are no visas available or FBI checks are pending
( such as EB2 and EB3 India at this time )
The numbers shown in this report seems to be OF cases which are yet to be adjudicated and NOT the cases which have been already pre- adjudicated are dumped in their cold-store because there are no visas available.
http://www.dhs.gov/xlibrary/assets/cisomb_annualrpt07__June_11_2007_section3b_backlog s.pdf
Your point is valid. I think this may be part of the obfuscation by the USCIS. Giving senators and congressmen an impression that things are efficient when we know they are not so. That is why we need to get the real truth out and let the legislators know about it.
more...
insbaby
07-19 05:40 AM
My lawyer sent me the fedex tracking sheet for the I-485 package sent to:
USCIS
Nebraska Service Center
850 S Street
Lincoln, NE 68508
I did not see any PO Box on the Fedex tracking sheet. I am not sure if she put the PO Box on the shipping label or not??
Is it a big deal?? Will my application be accepted.
Please help
Edit/Delete Message
Thats why it was sent to the PHYSICAL ADDRESS of USCIS.
USCIS
Nebraska Service Center
850 S Street
Lincoln, NE 68508
I did not see any PO Box on the Fedex tracking sheet. I am not sure if she put the PO Box on the shipping label or not??
Is it a big deal?? Will my application be accepted.
Please help
Edit/Delete Message
Thats why it was sent to the PHYSICAL ADDRESS of USCIS.
hot With a Top Hat and Monocle by ~kewsithydemon on deviantART
kc_p21
12-15 10:13 AM
with bill by Zoe.
THanks
THanks
more...
house top hat and a monocle
vga_1977
04-18 01:20 PM
Couple of my friends, who have 3 year degrees from India and also have 2 year Masters degree from India, have not been able to apply for EB2. Their lawyers suggested that 3 year degree are a hindernace to get EB2. They both have not tried applying for EB2 and both have active EB3 applications.
My M.C.A was 3 years. this will help?
-vga
My M.C.A was 3 years. this will help?
-vga
tattoo An octopus, with a top hat,
jamesingham
06-10 01:34 PM
I called them and sent emails to local reps.
Got a question though .
We have these 3 bills in House. Thats fine. But what about Senate. There is only 1 bill in Senate. Should we also persuade some senator to place similar bills there ?
Got a question though .
We have these 3 bills in House. Thats fine. But what about Senate. There is only 1 bill in Senate. Should we also persuade some senator to place similar bills there ?
more...
pictures *top hat, monocle, Card body,
LetsFightForIT
01-31 12:46 AM
I just voted 9:56pm PST. question no is now 22 and 27
dresses to my top hat and monocle
syedajmal
09-17 04:23 PM
How do I open a SR. Appreciate any help and specifics.
more...
makeup Put on your top hat and
mxh72c
10-06 10:31 PM
We are really now in a global credit/liquidity crisis. Please see the link below to see the cash crunch the major real estate players like DLF are in. This article is from July so you can imagine what September would have been like for them. Prices have already come down in major centres. Currently there is a game of chicken being played between builders and end use buyers. Every indication is that very soon builders will have to cut their losses and sell their flats at deep discounted prices.
http://economictimes.indiatimes.com/Markets/Real_Estate/News_/DLF_to_spend_Rs_500_cr_on_share_buyback/rssarticleshow/3190535.cms
http://economictimes.indiatimes.com/Markets/Real_Estate/News_/DLF_to_spend_Rs_500_cr_on_share_buyback/rssarticleshow/3190535.cms
girlfriend Top Hat and Monocle - Same
nemadeni
07-15 09:55 PM
signed
hairstyles a top hat and monocle.
GotGC??
02-07 12:35 PM
If only you were born three months later...sigh!
I understand that your priority date is based on country of birth. I have read that you can use your spouse's country of birth. What if you have nationality in a country for over 20yrs but born in India. My parents emigrated to Europe when I was three months old, and I was naturalised there. The spouse rule doesn't apply to me because my wife is born in India too. Is there a rule anywhere that makes you eligibile to file under a particular quota if you had nationality in that country for a VERY long time? I was told no, so throwing this out to the group for advice. No hopes that I will hear otherwise.
Thanks to all.
I understand that your priority date is based on country of birth. I have read that you can use your spouse's country of birth. What if you have nationality in a country for over 20yrs but born in India. My parents emigrated to Europe when I was three months old, and I was naturalised there. The spouse rule doesn't apply to me because my wife is born in India too. Is there a rule anywhere that makes you eligibile to file under a particular quota if you had nationality in that country for a VERY long time? I was told no, so throwing this out to the group for advice. No hopes that I will hear otherwise.
Thanks to all.
titu1972
02-28 09:23 AM
Here is email detail of one of their Another Desi-sales guy Named as Amecian Guy
We have a Pre Approved Labor (LCA) for the position
> of a Programmer / Analyst with 7 (seven) or more years
> of work experience. This is an urgent position to be
> filled on a time bound basis and we are entertaining
> applications for the same.
>
> To fulfill the above-mentioned position, you need to
> be an IT Professional with:
>
> a) Bachelor's Degree (4 years) in Mathematics /
> Computers / Engineering or other related field (On or
> before November 26th, 2000)
> b) One (1) year or more of work experience in the
> IT field (On or before November 26th, 2001)
>
> The following professionals are eligible to apply:
>
> a) .NET Developers / Programmers
> b) Java Developers / Programmers
> c) Oracle DBA / Developers
> d) Unix Administrators
> e) SAP Professionals (All Modules)
> f) PeopleSoft Professionals (All Modules)
> g) QA Testers
>
> You should be willing to work at various unanticipated
> work site locations, throughout the United States on
> assignments, generally 4-10 months in duration.
>
> If your profile is in sync with the mentioned
> conditions, please give us a call to discuss the
> opportunity.
>
> Regards
> William Stryker
> IT Recruiter
> Mcdowell Tucker & Co, Inc (DBA) Novel Team
> 17480 Dallas Pkwy, # 114
> Dallas, TX-75287
> Ph: 972-215-0223
> Ph: 972-407-9921
> Fax- 214-257-0359
> Email: williamstryker@novelteam.com
> Email: stryker.william@gmail.com
> Website: www.novelteam.com
These guy demands 30% of your current salary and asked to join their payrol. After that they'll shuk ur blood. Be careful about this company. Probably many of u have received the email.
We have a Pre Approved Labor (LCA) for the position
> of a Programmer / Analyst with 7 (seven) or more years
> of work experience. This is an urgent position to be
> filled on a time bound basis and we are entertaining
> applications for the same.
>
> To fulfill the above-mentioned position, you need to
> be an IT Professional with:
>
> a) Bachelor's Degree (4 years) in Mathematics /
> Computers / Engineering or other related field (On or
> before November 26th, 2000)
> b) One (1) year or more of work experience in the
> IT field (On or before November 26th, 2001)
>
> The following professionals are eligible to apply:
>
> a) .NET Developers / Programmers
> b) Java Developers / Programmers
> c) Oracle DBA / Developers
> d) Unix Administrators
> e) SAP Professionals (All Modules)
> f) PeopleSoft Professionals (All Modules)
> g) QA Testers
>
> You should be willing to work at various unanticipated
> work site locations, throughout the United States on
> assignments, generally 4-10 months in duration.
>
> If your profile is in sync with the mentioned
> conditions, please give us a call to discuss the
> opportunity.
>
> Regards
> William Stryker
> IT Recruiter
> Mcdowell Tucker & Co, Inc (DBA) Novel Team
> 17480 Dallas Pkwy, # 114
> Dallas, TX-75287
> Ph: 972-215-0223
> Ph: 972-407-9921
> Fax- 214-257-0359
> Email: williamstryker@novelteam.com
> Email: stryker.william@gmail.com
> Website: www.novelteam.com
These guy demands 30% of your current salary and asked to join their payrol. After that they'll shuk ur blood. Be careful about this company. Probably many of u have received the email.
sledge_hammer
01-28 04:18 PM
I didn't find where in the PDF AILA is saying the definition is illegal!
They provide one example a court ruling where the EE definition was established in the case of an insurance agent. But such an issue has already been address by the EE memo by USCIS (Temporary/Occasional Off-Site Employment).
Is it your own interpretation that the EE definition in the memo is illegal or did you read it somewhere in AILA's response?
Re-read AILA memo once again. You haven't noticed the main point yet. Precedence is not their main point. Precedent just provides an additional support. E-E is the most controversial item in the USCIS memo which also is illegal.
They provide one example a court ruling where the EE definition was established in the case of an insurance agent. But such an issue has already been address by the EE memo by USCIS (Temporary/Occasional Off-Site Employment).
Is it your own interpretation that the EE definition in the memo is illegal or did you read it somewhere in AILA's response?
Re-read AILA memo once again. You haven't noticed the main point yet. Precedence is not their main point. Precedent just provides an additional support. E-E is the most controversial item in the USCIS memo which also is illegal.