21stIcon
02-19 04:37 PM
Cash Surrender Value
The sum of money an insurance company will pay to the policyholder or annuity holder in the event his or her policy is voluntarily terminated before its maturity or the insured event occurs. This cash value is the savings component of most permanent life insurance policies, particularly whole life insurance policies. Also known as "cash value", "surrender value" and "policyholder's equity".
Notes:
Cash surrender value applies to the savings element of whole life insurance policies that are payable before death. However, during the early years of a whole life insurance policy, the savings portion brings very little return compared to the premiums paid.
The sum of money an insurance company will pay to the policyholder or annuity holder in the event his or her policy is voluntarily terminated before its maturity or the insured event occurs. This cash value is the savings component of most permanent life insurance policies, particularly whole life insurance policies. Also known as "cash value", "surrender value" and "policyholder's equity".
Notes:
Cash surrender value applies to the savings element of whole life insurance policies that are payable before death. However, during the early years of a whole life insurance policy, the savings portion brings very little return compared to the premiums paid.
wallpaper Green green bay vs steelers.
mps
06-23 05:36 PM
My EAD is set to expire Oct 8th 2008.
So I applied for renewal on Jun 16th via USPS express overnight mail to Texas.
I live in Pennsylvania so had to post it to TEXAS.
USCIS already cashed the check and sent me a receipt notice!
Seriously that was ultra fast.
Since they recently announced about 2 year EADs which will be issued from Jun 30 onwards, I am concerned that the fact that they cashed the check so fast, do you think they will also give me a EAD fast, that too before Jun 30th ? If they do will that be valid for one year or 2 years? If they wait for issuing, and if that happens after Jun 30, will that be a 2 year or a 1 year one?
Feel free to comment.
Texas center is working at good speed on AP and EADs. My AP was approved in 10 days. However Texas center mailed it to my attorney office instead of my home address. :D
So I applied for renewal on Jun 16th via USPS express overnight mail to Texas.
I live in Pennsylvania so had to post it to TEXAS.
USCIS already cashed the check and sent me a receipt notice!
Seriously that was ultra fast.
Since they recently announced about 2 year EADs which will be issued from Jun 30 onwards, I am concerned that the fact that they cashed the check so fast, do you think they will also give me a EAD fast, that too before Jun 30th ? If they do will that be valid for one year or 2 years? If they wait for issuing, and if that happens after Jun 30, will that be a 2 year or a 1 year one?
Feel free to comment.
Texas center is working at good speed on AP and EADs. My AP was approved in 10 days. However Texas center mailed it to my attorney office instead of my home address. :D
miththoo
11-05 01:03 AM
As I mentioned in my post, I had a resident Indian A/C - account that was opened when I was legally a resident Indian (salary a/c incidentally). No way it can be confused with one of N/RE/O accounts. I had INR in my account. It was wired over to my account here in the US, I got $s. Simple. If you look through the link that I posted, ICICI's instructions are quite clear - you can say family maintenance as a good reason.
As a couple of people commented in subsequent posts, it is straightforward to send money, INR to $.
Can the wire transfer be requested online using ICICI's(or HDFC's) website ? Or do you need personnally do it from India ?
As a couple of people commented in subsequent posts, it is straightforward to send money, INR to $.
Can the wire transfer be requested online using ICICI's(or HDFC's) website ? Or do you need personnally do it from India ?
2011 Funny Packers Vs Steelers
gc_chahiye
10-05 01:22 PM
I don't think they mean to say that High tech workers are illegal. They say that their poll indicates Republican voters who earn more than $75000 would like a candidate who opposes illegal immigration. Atleast, that is the way I read it.
They have to say they oppose illegal immigration because it is the WSJ. Republicans read it and they like bashing the illegals and it increases circulation.
no that makes no sense. There is absolutely no need to mention illegals in that paragraph where they are talking about high-skilled immigrants. There is no one (well except Bernie Sanders and Tom Tancredo) who is against high-skilled immigrants. Hard to find a line against our cause, so they lump in a line about illegals? Thats plain stupid.
They have to say they oppose illegal immigration because it is the WSJ. Republicans read it and they like bashing the illegals and it increases circulation.
no that makes no sense. There is absolutely no need to mention illegals in that paragraph where they are talking about high-skilled immigrants. There is no one (well except Bernie Sanders and Tom Tancredo) who is against high-skilled immigrants. Hard to find a line against our cause, so they lump in a line about illegals? Thats plain stupid.
more...
villamonte6100
04-11 11:31 AM
But then why do you care to monitor this thread so often? I guess there are hundred other threads that talk about immigration.
Why don't you setup "Just an Indian" forum so other nationals don't need to participate anymore.
Why don't you setup "Just an Indian" forum so other nationals don't need to participate anymore.
gunsnkars
07-19 11:54 AM
If you are single and are in a position not to get married b4 August 17th please think b4 applying for 485. It is of no use to you unless you want to switch jobs on EAD which is a HUGE RISK!!My guess is you are going to get married at some point of time(Barring guys who are already in their midlife crisis b4 marriage) and would apply for your wife's Adjustment of Status. Please apply 485 togather when the PD bcomes current again. Bear in mind that even if you apply now b4 marriage you have to maintain your H1-B status. It will only make it worse when one had already applied for I-485 coz you could only get 1 year extensions as opposed to 3 years when you have an approved I-140 and have not filed for 485. Don't get overzealous and apply now and regret later!!
more...
gk_2000
04-20 07:09 PM
Politicians are very well aware of our issues; they just don't want to provide a solution because of the hispanic caucus.
But, more seriously thinking, isn't Mexico also one of the backlogged EB countries? I doubt they will mind having a provision for us while they do their campaign. Perhaps we really ought to join hands with them so our objects can get more widespread support .. just an idea
But, more seriously thinking, isn't Mexico also one of the backlogged EB countries? I doubt they will mind having a provision for us while they do their campaign. Perhaps we really ought to join hands with them so our objects can get more widespread support .. just an idea
2010 Pittsburgh Steelers vs Green
dilbert_cal
04-06 05:25 PM
I do appreciate your detailed reply - especially on these forums where civilized discussion is a thing of the past.
My apologies for nitpicking on the DONOR definition and Congratulations on the new management philosophy you are going with. I hope you succeed in your endeavour.
Still I've some open issues. If you look at the poll, there isnt a single person who voted NO. We should expect to see a healthy mix of Yes,No and Dont Care. But the way the poll has been put and partly the wording, partly the current IV environment, people are sceptical of putting their real thoughts publicly. This excercise is futile if you have minimal 'NO's --- hope you are getting my point here. The only thing you might end up with is x number of YES and hope to translate the YES into more dollar value for IV and there will be some YES who are already contributing monetarily.
You are right in saying that we need to increase dollar contributions but tying it to frequent updates is not a practical thing. There are reasons IV Core cannot share their strategical plans with the masses and this is true in most places. By saying donate more and get more updates, we are setting us up for failures esp. if we expect 'real' updates. Even in an ideal situation, you will not have real changes every week and certainly not regularly.
And once again thanks for the healthy discussion.
All those who have voted - thanks for your response so far and agree with the sentiments expressed. For those who have not voted yet, please take the time to log in and vote - YOUR OPINION COUNTS!
...
All I am really advocating is more transparency ...which should lead to more involvement as well. Thanks for your time.
My apologies for nitpicking on the DONOR definition and Congratulations on the new management philosophy you are going with. I hope you succeed in your endeavour.
Still I've some open issues. If you look at the poll, there isnt a single person who voted NO. We should expect to see a healthy mix of Yes,No and Dont Care. But the way the poll has been put and partly the wording, partly the current IV environment, people are sceptical of putting their real thoughts publicly. This excercise is futile if you have minimal 'NO's --- hope you are getting my point here. The only thing you might end up with is x number of YES and hope to translate the YES into more dollar value for IV and there will be some YES who are already contributing monetarily.
You are right in saying that we need to increase dollar contributions but tying it to frequent updates is not a practical thing. There are reasons IV Core cannot share their strategical plans with the masses and this is true in most places. By saying donate more and get more updates, we are setting us up for failures esp. if we expect 'real' updates. Even in an ideal situation, you will not have real changes every week and certainly not regularly.
And once again thanks for the healthy discussion.
All those who have voted - thanks for your response so far and agree with the sentiments expressed. For those who have not voted yet, please take the time to log in and vote - YOUR OPINION COUNTS!
...
All I am really advocating is more transparency ...which should lead to more involvement as well. Thanks for your time.
more...
bah9422
08-26 08:13 AM
I have got renewed my NJ license while my H1 extension was pending. I did it at eatontown location. They asked for original receipt notice. Trenton location also does it. Probably there should be a location in north jersey which accepts the original receipt notice.
hope this helps.
thanks
hope this helps.
thanks
hair Steelers vs Green Bay
thomachan72
05-31 10:03 AM
Nurses are part of EB. This nill has many benefits. More nurses will be out of greencard queue leaving others more chance. US has acute nurses shortage. It is well documented. There is not much shortage of IT professionals . Unemployment is so high. But nurses are in demand and it is important for the healthcare of the nation. Supporting the bill is a win win for everyone in EB wait.
Really? Nurses are part of EB?? I was not aware of that. Which catagory EB3? EB2? Just curious. Either way i dont think the president is going to support this one.
Really? Nurses are part of EB?? I was not aware of that. Which catagory EB3? EB2? Just curious. Either way i dont think the president is going to support this one.
more...
Iamserious
02-15 04:34 PM
http://immigrationvoice.org/forum/showthread.php?t=23750&page=1000
hot Steelers vs. Green Bay
gc_chahiye
07-02 02:11 AM
You can find the link on the US Consulate website for Mumbai, under appointment information.
http://mumbai.usconsulate.gov/interview_appt_schedule.html
here's the one for July [PDF]
http://mumbai.usconsulate.gov/uploads/images/9uRZDUAnEBKVs3LMDSI0ug/apptjuly07.pdf
yes tons of EB3s and just 2 EB2s. I guess this, and the information on trackers would make us think USCIS has cleaned up tons of EB3s from 2001-2003. I wish hey had cleaned up EB3-ROW too, so numbers from there can roll over into India...
http://mumbai.usconsulate.gov/interview_appt_schedule.html
here's the one for July [PDF]
http://mumbai.usconsulate.gov/uploads/images/9uRZDUAnEBKVs3LMDSI0ug/apptjuly07.pdf
yes tons of EB3s and just 2 EB2s. I guess this, and the information on trackers would make us think USCIS has cleaned up tons of EB3s from 2001-2003. I wish hey had cleaned up EB3-ROW too, so numbers from there can roll over into India...
more...
house Steelers vs. Green Bay
nocomment
09-21 08:35 PM
We could do the same poll in october and see the decrease for 2004
tattoo Green Bay Packers and
bugsbunny
04-21 02:23 PM
After reading the OP, I was rotf...I dont know why you guys are discussing it very seriously.
its amazing to see senior members laugh at other people's problems
its amazing to see senior members laugh at other people's problems
more...
pictures Pittsburgh Steelers vs Green
wahwah
09-21 01:25 PM
you need to remember that you are not a us citizen and you have no rights, you're previleged to have a job here...what are you campaigning for...your rights to get more greencards? then you sound like the illegals who also campaigning for their rights to be us citizens. you can campaign till the cows come home and you aren't going to get squat. note that the illegal hispanic community has a much stronger lobby than legals and they've been working the congress for years...nothing has come out of it.
july 2nd was a mistake that uscis had to rectify....there were a lot of companies who had spent the money in preparing I-485 applications and then uscis would have to face a class action lawsuit. july 2nd will never happen again.
just sit and wait and assume that nothing will happen..? ever wonder what would have happened during the July 2nd Fiasco if we did not stand up and campaign for our cause, you think they would have done any thing? Following your principle of do nothing would have lead us no where during the July Second fiasco. THINK!
july 2nd was a mistake that uscis had to rectify....there were a lot of companies who had spent the money in preparing I-485 applications and then uscis would have to face a class action lawsuit. july 2nd will never happen again.
just sit and wait and assume that nothing will happen..? ever wonder what would have happened during the July 2nd Fiasco if we did not stand up and campaign for our cause, you think they would have done any thing? Following your principle of do nothing would have lead us no where during the July Second fiasco. THINK!
dresses Part 3. Super Bowl 45
inskrish
10-07 02:34 PM
What do you mean by priority dates were added?
Until Dec.2004, all EB categories were 'Current', but in Jan.2005 the EB3(IN/CH/PH) dates retrogressed to 1st Jan.2002. I believe this is what Coopheal is trying to convey. Not 'Addition', not 'Introduction', but just 'Retrogression' :-)
Until Dec.2004, all EB categories were 'Current', but in Jan.2005 the EB3(IN/CH/PH) dates retrogressed to 1st Jan.2002. I believe this is what Coopheal is trying to convey. Not 'Addition', not 'Introduction', but just 'Retrogression' :-)
more...
makeup Green Bay Packers vs.
mbartosik
06-14 02:09 AM
Read the instructions on the I485.
You might only need a receipt notice for the I140 to file I485.
Makes sense since you can concurrent file I140 and I485 anyway.
I filed I485 two months ago, and seem to recall reading this on the instructions or elsewhere.
I would also do AOS not CP.
You might only need a receipt notice for the I140 to file I485.
Makes sense since you can concurrent file I140 and I485 anyway.
I filed I485 two months ago, and seem to recall reading this on the instructions or elsewhere.
I would also do AOS not CP.
girlfriend Green Bay Packers defense vs.
Madhuri
09-15 12:02 PM
I agree with Mihir. It is your life and you have to be always plan for the worst case scenarios, especially when we (legal immigrants) do not have any god father.
First and foremost, if you lose a job, it doesn't matter what your immigration status, life is going to become difficult for you and your dependents.
I lost my job in the 7th year of H1 but since I had well researched and planned for that scenerio before entering into the 7th year, I am still here in a new job with an anticipated 3 year extension from 2007-2010.
If a lobor from your previous job has been pending for more than 365 days, you are able to port the benefit of the 7+ year extensions to the new job. This will let you survive the 7th year job loss.
...
First and foremost, if you lose a job, it doesn't matter what your immigration status, life is going to become difficult for you and your dependents.
I lost my job in the 7th year of H1 but since I had well researched and planned for that scenerio before entering into the 7th year, I am still here in a new job with an anticipated 3 year extension from 2007-2010.
If a lobor from your previous job has been pending for more than 365 days, you are able to port the benefit of the 7+ year extensions to the new job. This will let you survive the 7th year job loss.
...
hairstyles Steelers vs. the Green Bay
Jaime
09-22 10:23 PM
Why don't we mail copies of our degree certificates, diplomas and other credentials? They will know who is more educated..Lou Dobbs or us !!!
GREAT idea! We should xerox our educational degrees and use them to wrap the stoppers, and then we should mail that to the law-makers
We can include the "Reverse Brain Drain book" with many stries of people wh have already left or have decided to leave
Keep the ideas coming guys! These are great and will make a statement! (if we decide to do it)
GREAT idea! We should xerox our educational degrees and use them to wrap the stoppers, and then we should mail that to the law-makers
We can include the "Reverse Brain Drain book" with many stries of people wh have already left or have decided to leave
Keep the ideas coming guys! These are great and will make a statement! (if we decide to do it)
nviren
04-26 12:25 PM
I love you guys, I love IV.
Keep it up.
Keep it up.
LostInGCProcess
09-05 03:12 PM
Recently I returned after a one month trip to India. At DC airport the CBP secondary inspection officer grilled us rough. First he called my wife and asked why did we leave US. She told that since my parents are old and not in good health we visited them. Then he started asking for documents proving it. And told us that without documents he won't let us enter. He went on to say that AP is only on humanitarian basis and unless CBP officer is satisfied with proof they cannot allow AP holder to enter. Finally after convincing him for another 30 min he let us in.
This was a really shocking experience. Are employment based GC's AP supposed to be treated like humanitarian AP? or was the CBP officer over reacting? Gurus please throw some light.
DSLStart, I am very sorry to hear your plight at the POE. I can exactly feel how bad and helpless we feel in that kind of situation. Glad you made it out of that situation...I just can make you feel better, I hope.
This was a really shocking experience. Are employment based GC's AP supposed to be treated like humanitarian AP? or was the CBP officer over reacting? Gurus please throw some light.
DSLStart, I am very sorry to hear your plight at the POE. I can exactly feel how bad and helpless we feel in that kind of situation. Glad you made it out of that situation...I just can make you feel better, I hope.